Jaminan tambahan yang perlu dipertimbangkan oleh shipowner dalam asuransi kapal (Hull & Machinery) adalah Increased Value (IV) & Anticipated Owners Interests(AOI)
Increased Value / Hull Interests
Increased Value cover protects the shipowner against any difference between the insured value of the vessel and the market value of the vessel.
It pays a defined amount following declaration of a total loss on the Hull & Machinery policy.
It includes Additional cost associated with replacing a lost ship/ Disbursements, manager’s commission excess Collision liability, Sue & Labour and General Average.
As a normal rule 20% up to maximum 25% of the total value of the vessel can be insured under Increased Value.
Anticipated Owners Interests / Freight Interests
Covers the anticipated future (long term) income for the shipowner in the event of a total loss, thus providing cover which is excluded by a Loss of Hire policy.
Earnings of vessel can be insured up to 25% of the hull value provided no additional insurance on disbursements are placed.
Jadi apa yang diijamin dalam Increased Value (IV) & Anticipated Owners Interests(AOI) ? maksud dan tujuannya seperti diuraikan di atas? Kalo masih bingung…santai saja maksud dan tujuannya cuma ada 2 yaitu:
- TSI 20% – 25% dari harga kapal tsb akan dibayarkan jika terjadi Total Loss (Actual & Constructive Total Loss)
- Dapat dijadikan “tips and tricks” untuk menghemat premi asuransi kapal, karena rate untuk Increased Value (IV) & Anticipated Owners Interests(AOI) jauh lebih murah dari pada rate H&M nya karena jaminannya adalah TLO
Information we need
- Ship details: Value, type, size, trade, flag, class of vessel. year built.
- Company details: Operator loss record and experience
Masih bingung? Any inquiry please give me a call:
By: Imam MUSJAB, Tel +628128079130, email : imusjab@qbe.co.id
